The National Bank of Pakistan (NBP) has published NBP Jobs 2026 for experienced candidates in the banking industry in the field of Risk Management. The advertised positions include Credit Hub Head, Regional Executive Credit, Unit Head – Agri Program Lending, Credit Manager, and Credit Analyst. The positions are based in Peshawar, Karachi, Gwadar, Sibbi, Sahiwal, and Islamabad.
Eligible candidates can apply online through the prescribed NBP application portal within 10 working days from the date of publication of the advertisement.
Quick Job Overview
| Detail | Information |
|---|---|
| Name of the Organisation | National Bank of Pakistan (NBP) |
| Positions | Credit Hub Head, Regional Executive Credit, Unit Head – Agri Program Lending, Credit Manager, Credit Analyst |
| Business Area | Risk Management |
| Qualification | Minimum Graduation or equivalent, depending on position |
| Experience | 6–10 years, depending on the role |
| Employment Type | Contractual basis for 3 years |
| Application Method | Online |
| Application Portal | NBP online application portal |
Available Positions
| Position | Reporting To | Place of Posting |
|---|---|---|
| Credit Hub Head (VP/SVP) | GM Credit Risk-SCO-Credit Risk Management Division | Peshawar, Karachi |
| Regional Executive Credit (AVP/VP) | Credit Hub Head, Baluchistan Credit Risk Management Division | Gwadar, Sibbi |
| Unit Head – Agri Program Lending (AVP/VP) | Wing Head – Policy & Portfolio Monitoring – Retail & Program Lending | Karachi |
| Credit Manager (AVP) | Regional Executive Credit, Credit Risk Management Division | Sahiwal |
| Credit Analyst (AVP) | GM Credit Risk, Credit Risk Management Division | Islamabad |
Job Responsibilities
Credit Hub Head (VP/SVP)
The Credit Hub Head will have delegated credit approval authority for SME, Commercial, and agriculture credit proposals related to the Baluchistan Hub, covering both conventional and Islamic banking. Key responsibilities include:
- Evaluate credit risk and the creditworthiness of obligors in relation to the collateral offered.
- Ensure compliance with the Bank’s policies, procedures, and SBP prudential regulations.
- Manage the regional credit team for the regions assigned to the Hub.
- Support GM Credit Risk with credit review, assessment, and monitoring.
- Liaise with business, CAD, audit, and other stakeholders.
- Address internal and external audit requirements and observations.
- Monitor the credit portfolio for early warnings and maintain portfolio MIS and staff data.
- Train and develop the team while maintaining appropriate succession planning.
Regional Executive Credit (AVP/VP)
The Regional Executive Credit will handle SME, Commercial, and agriculture credit proposals for the Gwadar region for both conventional and Islamic banking. Responsibilities include:
- Exercise delegated credit approval authority.
- Analyze credit risk and assess the creditworthiness of obligors.
- Manage a team of two credit officers in the region.
- Support the Credit Hub Head and GM Credit Risk with credit review, assessment, and monitoring.
- Liaise with business, CAD, audit, and other stakeholders.
- Address audit requirements and observations.
- Monitor the credit portfolio for early warnings and maintain portfolio MIS and staff data.
- Train and develop the team.
Unit Head – Agri Program Lending (AVP/VP)
The Unit Head – Agri Program Lending will be responsible for agriculture credit policy and program-related activities. The duties include:
- Formulate, review, and maintain Agriculture Credit Policy and farm/non-farm product programs.
- Set target markets, risk acceptance criteria, per-acre limits, tenors, and collateral norms.
- Establish and monitor early warning indicators and emerging risk triggers.
- Develop and maintain portfolio risk appetite parameters and concentration thresholds.
- Conduct periodic portfolio and multidimensional analysis and recommend evidence-based policy changes.
- Manage the approval authority matrix, deviation framework, and exception monitoring.
- Provide credit risk input to projects, new product development, and market intelligence.
- Monitor business, market, and regulatory developments.
- Coordinate stakeholder feedback for product programs and manuals.
Credit Manager (AVP)
The Credit Manager will support the Regional Executive Credit in reviewing and analyzing SME, Commercial, and Agri credit proposals. Main responsibilities include:
- Conduct quantitative analysis and consider climate-related risks.
- Analyze working capital requirements for SME, Commercial, and Agri segments.
- Structure credit limits according to the actual requirements of borrowers and the collateral offered.
- Comply with internal policies and regulatory guidelines.
- Assist in rectifying internal and external audit observations.
- Coordinate with business groups for clarification and relevant information.
- Understand the farm and non-farm credit lifecycle, environmental and social risks, climate-related risks, and green banking awareness.
Credit Analyst (AVP)
The Credit Analyst will analyze credit proposals and assess the creditworthiness of obligors. Responsibilities include:
- Analyze credit proposals and requests in conjunction with business cycles and cash flow.
- Identify risks and suggest mitigants while ensuring compliance with regulatory requirements and the Bank’s internal policies and procedures.
- Coordinate with relevant business groups to conduct due diligence.
- Work with business and risk teams to develop and execute credit analysis.
- Consider market dynamics, client industry risks, and competitive positioning.
- Analyze the cash flow and liquidity position of obligors through ratio analysis and/or stress testing.
- Analyze reputational risk, including climate and sustainability risks.
- Conduct security assessments, review search reports, and analyze collateral/security.
- Recommend requests for GM Credit Risk approval.
- Provide timely portfolio analysis.
- Assist with internal and external audits.
Eligibility Criteria
Credit Hub Head (VP/SVP)
- Minimum Graduation or equivalent from a local or international university/college/institute recognized by HEC Pakistan.
- Master’s degree and/or relevant certifications will be preferred.
- Minimum 10 years of banking experience, including 7 years in Commercial and/or SME banking on the business and/or risk management side.
- Leadership and people-management skills.
- Credit risk assessment skills for SME/Commercial.
- Exposure to agricultural lending will be an advantage.
- Knowledge of SBP prudential regulations.
- Understanding of different types of collateral.
- Proficiency in MS Office.
- Problem-solving and decision-making skills.
Regional Executive Credit (AVP/VP)
- Minimum Graduation or equivalent from a local or international university/college/institute recognized by HEC Pakistan.
- Master’s degree and/or relevant certifications will be preferred.
- Minimum 6 years of banking experience, including at least 4 years in Commercial and/or SME banking on the business and/or risk management side.
- Leadership and people-management skills.
- Credit risk assessment skills for SME/Commercial.
- Exposure to agricultural lending will be an advantage.
- Knowledge of SBP prudential regulations.
- Understanding of different types of collateral.
- Proficiency in MS Office.
- Problem-solving and decision-making skills.
Unit Head – Agri Program Lending (AVP/VP)
- Minimum Graduation or equivalent from an HEC-recognized institution.
- Master’s degree and/or relevant certifications will be preferred.
- Minimum 6 years of banking experience, including 4 years in Agri policy and/or credit risk and/or Consumer/SME/SBP schemes and/or product program-based lending.
- Experience in housing finance, auto finance, and other secured lending products will be an added advantage.
- Experience in a similar role in Commercial Bank(s) will be preferred.
- Sound knowledge of Agri/Consumer/Retail policies, SME financing, and SBP regulations.
- Strong understanding of regulatory requirements and agricultural market dynamics.
- Goal-oriented and result-driven approach with the ability to prioritize and accomplish tasks within deadlines.
- Good knowledge of MS Office.
- Attention to detail and sound business acumen.
Credit Manager (AVP)
- Minimum Graduation or equivalent from a recognized institution, preferably with an accounting or finance background.
- Master’s degree in Finance, Economics, or ACCA qualification will be preferred.
- Minimum 6 years of experience in Commercial and/or SME banking on the business and/or risk management side.
- Credit analysis and financial statement analysis skills.
- Knowledge of SME and Commercial financing products.
- Understanding of different types of collateral.
- Awareness of SBP prudential regulations.
- Good interpersonal skills.
- Proficiency in MS Office.
Credit Analyst (AVP)
- Minimum Graduation or equivalent from an HEC-recognized degree-granting institution.
- Master’s degree and/or relevant certifications will be preferred.
- Minimum 6 years of banking experience, including at least 4 years in Corporate and/or Commercial banking on the business and/or risk management side.
- Credit and financial statement analysis skills.
- Knowledge of Corporate and Commercial financing products.
- Understanding of collateral and security assessments.
- Knowledge of SBP prudential regulations.
- Good interpersonal skills and business acumen.
- Proficiency in MS Office.
Important Information
The employment will be on a contractual basis for three years and may be renewed at the discretion of Management. Selected candidates will be offered compensation packages and other benefits according to the Bank’s policies and rules.
Only shortlisted candidates who strictly meet the basic eligibility criteria will be invited for panel interviews. No TA/DA will be admissible for the interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from qualified individuals regardless of gender, religion, or disability.

How to Apply
Interested candidates should apply online through the application portal provided in the advertisement:
Application Portal: https://nbp.rozeegpt.ai/
Candidates should complete the online application according to the instructions provided on the website. Applications received after the due date will not be considered.
Application Deadline
The application deadline is within 10 working days from the date of publication of the advertisement.
Applications received after the due date will not be considered.
FAQs
What positions are available in NBP Jobs 2026?
The advertised positions are Credit Hub Head (VP/SVP), Regional Executive Credit (AVP/VP), Unit Head – Agri Program Lending (AVP/VP), Credit Manager (AVP), and Credit Analyst (AVP).
What qualification is required for NBP Risk Management jobs?
The positions require a minimum Graduation or equivalent qualification from an HEC-recognized institution. Master’s degrees and relevant certifications are preferred for several positions.
How much banking experience is required?
The required experience ranges from 6 to 10 years, depending on the position. Some roles also require specific experience in Commercial, SME, Corporate, agriculture, credit risk, or related banking areas.
Where are these NBP jobs located?
The advertised places of posting are Peshawar, Karachi, Gwadar, Sibbi, Sahiwal, and Islamabad.
How can candidates apply for NBP Jobs 2026?
Eligible candidates should apply online through the application portal provided in the advertisement within 10 working days from the date of publication.
Conclusion
Candidates who meet the advertised qualification and banking experience requirements should carefully review the criteria for their relevant position and submit their applications through the prescribed online application method before the deadline.


















