The National Bank of Pakistan (NBP) has been announcing a career opportunity for candidates who are looking for a job as Relationship Manager – SME, OG III in the area of Inclusive Development at NBP. It’s available in different cities of Pakistan. Applicants holding minimum Bachelor’s degree in Business and/or Commerce are eligible to apply while freshers and candidates with Banking experience are eligible.
Applications are received online on the prescribed career portal within 10 working days from the date of advertisement.
Table of Contents
Quick Job Overview
| Detail | Information |
|---|---|
| Name of the Organisation | National Bank of Pakistan |
| Position | Relationship Manager – SME, OG III |
| Qualification | Minimum Bachelor’s or equivalent in Business and/or Commerce |
| Experience | No experience necessary; Relevant banking experience a plus |
| Indoor/Outdoor | Indoor/Outdoor |
| Employment Type: | Contractual, 03 years basis of work. |
| Posting | might be done in more than one city in Pakistan. |
| Application Method | Online |
| Application Portal | www.sidathyder.com.pk/careers |
Available Position
Relationship Manager – SME, OG III
The National Bank of Pakistan is hiring Relationship Manager – SME (OG III) roles for those with a desire for career advancement and motivated individuals. This is a job role primarily focused on acquiring and managing SME clients, building the Bank’s SME lending capability, creating and selling financing products, evaluating creditworthiness of the clients and servicing the client relationships.
Places of Posting
The job is offered in:
- Abbottabad
- Bannu
- Bahawalpur
- Dera Ghazi Khan
- Faisalabad
- Gilgit
- Gujrat
- Gujranwala
- Gwadar
- Hyderabad
- Islamabad
- Jhelum
- Karachi
- Lahore
- Larkana
- Mansehra
- Mardan
- Mirpurkhas
- Muzaffarabad A.K
- Peshawar
- Quetta
- Rawalpindi
- Sahiwal
- Sargodha
- Sheikhupura
- Sialkot
- Sibi
- Sukkur
- Swat
- Vehari
Job Responsibilities
The Relationship Manager – SME will be responsible for the following duties:
- To identify and reach out to new SME customers to expand the Bank’s SME loan book.
- Develop and implement client acquisition plans that are based on the organization’s goals.
- Encourage financing products offered by the Bank, such as working capital, trade finance and term loans.
- Maintain and develop relationships with existing clients to ensure retention and development.
- Conduct routine evaluations of clients’ financial status and performance to detect any threats or opportunities that may arise.
- Regularly visit clients and update on portfolio performance.
- Review financial statements and business models of SME clients to evaluate credit-worthiness.
- Design and suggest suitable financing arrangement to suit clients’ needs.
- Develop detailed credit proposals that must be done according to an organization’s own policy and regulatory requirements.
- Work with internal resources to ensure the provision of an integrated client service.
- Properly approve credit facilities within Bank’s risk appetite.
- Keep an eye open for concerns that suggest potential problems and take action in advance.
- Ensure adherence to Bank policies, procedures and regulatory requirements.
- Meet financial and non-financial goals such as client satisfaction and revenue and portfolio growth.
- Support Bank’s strategy by achieving Key Performance Indicators (KPIs).
- Perform any other assignment assigned by the supervisor(s).
Eligibility Criteria
Qualification
Individuals are required to hold at least Bachelor’s level or its equivalent (recognized by the HEC of Pakistan) in the fields of Business and/or Commerce from a local or foreign University/College/ Institute.
Holders of a Masters degree in Business or other appropriate qualifications like Economics, Accounts, AIBP, JAIBP or similar qualification will be preferred.
Experience
Applications from fresh graduates may be accepted. Applicants who have any banking experience are also encouraged to apply.
Age Limit
The upper age limit is 26 years (as on the last date of application).
Skills and Competencies
Applicants should have:
- Capacity to handle several tasks, prioritize and finish assigned objectives.
- Understanding of basic banking products and services.
- First exposure to SME Banking.
- A good geographical knowledge of the area given and the surrounding business areas.
- Experience working with Microsoft Word, Powerpoint & Excel.
- The ability of identifying business opportunities and orientation.
- Awareness of SBP Prudential Regulations and regulatory requirements in the context of SME Lending.
- Strong interpersonal, communication and customer relationship management skills.
- Good knowledge of Credit Lending, SME Financing and Trade Finance.
Important Information
- The applicants need to fill in all the sections of the web portal and upload relevant documents.
- The following documents are required: Updated CV, CNIC, Latest Passport size photo, Mark sheet/transcript of education and Master’s Degree, Experience letters (if applicable).
- Documents will be accepted in word or PDF format.
- One attachment per tab, individual attachments must be less than 10 MB in size.
- Applications that are received after the due date or false in nature or incomplete will be rejected.
- No TA/DA will be allowed for the Assessment Test or Interview.
- Short listed candidates may be called for a compulsory evaluation Test and may undergo further evaluation process, which may include panel interviews.
- Candidates will be assessed on the basis of the stipulated eligibility criteria.
- The Bank reserves itself the right to determine the suitability of an applicant for the vacant position.
- It will be a contract position for three years, renewable as per discretion of Management.
- Selected candidates will be provided for service at the place of posting for a period of three years and transfer applications will not be considered during this period.
- National Bank of Pakistan is an equal opportunity employer and invitations applications.
How to Apply
The recruitment must be done online via the careers portal:
Application Portal: www.sidathyder.com.pk/careers
Applicants must fill in all the mandatory fields of the web portal and upload their updated CV, CNIC, latest size photo passport, educational CV and experience letters (if any) in accordance with the directions given in the web portal.
The Applicants should submit their applications within 10 working days from the date of the advertisement’s publication.
Application Deadline
According to the advertisement, the appliers must apply within 10 working days of its publication. This source does not specify when the information was originally published, and it is not possible to be specific about the calendar date from the advertisement alone.
FAQs
What skills and knowledge are needed for the NBP Relationship Manager – SME job?
Requirements: A business and/or commerce related background of at least a Bachelor degree or its equivalent from a HEC-recognized institution. Previous experience with business or a professional qualification at a master’s level is preferred.
What is NBP Relationship Manager – SME age limit?
The upper age-limit is 26 years on the last date of application.
Are fresh graduates eligible for this?
Yes. The advertisement explicitly mentions that it is the fresh graduates who can apply, and candidates with relevant banking experience are encouraged to apply.
What are the employment avenues for candidates selected?
The employment is on a contractual basis for 03 years, with the possibility of renewal at the discretion of Management. Selected candidates must serve at their initial place of posting for a minimum of three years.
Conclusion
Candidates who meet the advertised qualification, age and other eligibility requirements should complete their applications through the prescribed online portal within 10 working days from the advertisement’s publication date. Applicants should carefully upload the required documents and follow the instructions provided on the application portal.
